Default situation of range-1 "Minha Casa, Minha Vida" beneficiaries: analysis of the association of default with socioeconomic and financial management variables.

Authors

  • Luana dos Santos Fraga Pontifícia Universidade Católica do Rio Grande do Sul
  • Kelmara Mendes Vieira Universidade Federal de Santa Maria

DOI:

https://doi.org/10.21118/apgs.v11i3.5400

Abstract

The study aims to present the default situation of Range 1 from Minha Casa Minha Vida Program beneficiaries. It also investigates the financial management practices and the association of this and socioeconomic variables with the default. In order to achieve this information, we interviewed 155 beneficiaries from Santa Maria, in Rio Grande do Sul, Brazil, using a descriptive statistics, mean difference test, reliability analysis and hypothesis test association between variables. It was found that the main reasons for defaults are the use of money in unexpected expenses and ticket delivery delays. Defaulters have less appropriate behavior in what comes to debt and savings, and attitudes to indebtedness.

Keywords: Habitation, Default, Financial Management.

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Author Biographies

Luana dos Santos Fraga, Pontifícia Universidade Católica do Rio Grande do Sul

Doutoranda do Programa de Pós-Graduação em Economia do Desenvolvimento da Pontifícia Universidade Católica do Rio Grande do Sul

Kelmara Mendes Vieira, Universidade Federal de Santa Maria

Professora Associada do Departamento de Administração da Universidade Federal de Santa Maria. Bolsista de Produtividade em Pesquisa-Nível 2 do CNPQ.

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Published

2019-07-01

How to Cite

Fraga, L. dos S., & Vieira, K. M. (2019). Default situation of range-1 "Minha Casa, Minha Vida" beneficiaries: analysis of the association of default with socioeconomic and financial management variables. Administração Pública E Gestão Social, 11(3), 1–24. https://doi.org/10.21118/apgs.v11i3.5400

Issue

Julho - setembro 2019: 11(3)

Section

Articles

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